What AI HUB Pay is
Software that lets an AI HUB business collect naira and keep a ledger. It is not a bank account, not cNGN itself, and not a promise that we custody a private key for you.
Help centre
How the money actually moves
When a payment is paid
Only after cNGN sends deposit.completed and our server confirms that same transaction with Get Transaction. A customer closing the checkout page does not credit you. deposit.received only marks the order as waiting.
Rehearsal
If cNGN credentials are not on the server, you can post a labelled rehearsal so you can see the ledger, webhooks and reports. Rehearsal money cannot buy a plan or fund a real bank redemption.
Virtual accounts
A temporary account is requested from cNGN for a specific amount of at least ₦100, with the customer email. If the provider is not connected, the order stays pending and no account number is shown.
Payouts
Requesting a settlement moves available balance to a hold. A different person must approve it. Real redemptions also need a verified business, a connected cNGN account, and production unlocked when the key is live.
Plans
Starter is free. Business is ₦10,000 a month. Growth is ₦25,000. Enterprise is a request, not an instant charge. Paid plans are taken from confirmed balance only. Platform transaction fees are off until an operator turns them on. They are not cNGN's charges.
The assistant
It summarises your own records and explains failures. It cannot approve a payout or edit a journal.
Going live
Finish KYB, whitelist this application's egress addresses with cNGN, set the webhook URL, and have an operator type UNLOCK. Until then, live keys and live API calls are refused.
Building on cNGN? About the stablecoin. Building a product on the API? Developer documentation. Already a merchant? Open a ticket.